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The HOMed program is specifically designed to provide Home Medical Equipment Dealers a custom-tailored, comprehensive insurance package to meet the industry's specialized needs. Eligible operations include medical equipment dealers that sell and rent disposable and non-disposable items. Typical types of products include beds, crutches, walkers, wheelchairs, portable oxygen tanks and other medical equipment.
Our success working with HME dealers has allowed us to expand the program to include Orthotic and Prosthetic facilities. More detailed information on facilities eligible under this program can be found at HOMed O & P Plus.
COVERAGE ADVANTAGES
The most frequent exposure for a dealer involves proper demonstration and instruction in the use of the product. However, many policies contain a standard Professional Health Care Services Exclusion that eliminates this type of protection for the Home Medical Equipment Dealer. HOMed's definition of “Professional Health Care Services” specifically covers delivery, assembly, demonstration, maintenance and instruction in the use of medical, dental, surgical, nursing or therapeutic equipment, devices or appliances in the customers’ home.
HOMed also offers a unique property extension endorsement that simplifies your property coverage needs by combining several key exposures into one comprehensive form.
Coverages Available:
All coverages are subject to underwriting approval.
HOW TO APPLY
Visit our Forms section and download an application today, or Contact McNeil & Company to find an agent in your area.
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